Credibrate

Car Servicing Cost Estimator

Get an estimate of your annual servicing costs. Costs vary by vehicle type, mileage, and age — older and higher-mileage vehicles need more frequent and expensive maintenance.

Frequently asked questions

How much does a car service cost in the UK?

A basic service for a mainstream car costs around £150-£200, while a full service is typically £250-£400. Premium and luxury brands charge £400-£800+. Most manufacturers recommend a service every 12 months or 10,000-12,000 miles, whichever comes first.

Are EVs cheaper to service?

Yes, significantly. Electric vehicles have far fewer moving parts than ICE cars — no oil changes, no spark plugs, no timing belts, no exhaust system. Annual servicing for an EV is typically £100-£250, roughly half the cost of a comparable petrol car.

Does missing a service void my warranty?

It can do. Most manufacturer warranties require servicing at prescribed intervals. Since the Block Exemption Regulation, you can use any VAT-registered garage (not just a main dealer) as long as they use manufacturer-specification parts and follow the service schedule.

What extra costs should I expect on older cars?

Older cars need more maintenance: timing belt replacement (every 60-100k miles, £300-£600), clutch replacement (£400-£800), brake disc and pad replacement (£150-£400 per axle), and suspension components. MOT is required annually from year 3 and costs up to £54.85.

These calculations are estimates based on 2026/27 HMRC and DVLA rates. Speak to a lender or qualified financial adviser for a personalised quote.