Pension Calculators
Free UK pension calculators. Plan your retirement, understand tax relief, model drawdown, and check your annual allowance — using current HMRC rules and allowances.
Pension Projection Calculator
Project your retirement pot with contributions, employer match, and growth rate.
State Pension Calculator
Estimate your state pension from qualifying NI years and retirement age.
Pension Lump Sum Tax Calculator
25% tax-free cash and tax due on taxable pension lump sums.
Annuity Calculator
Estimate annual annuity income from your pension pot at current market rates.
Pension Gap Calculator
Find out if you're on track for your target retirement income.
Pension Drawdown Calculator
How long your pension will last in drawdown or max sustainable withdrawal.
Pension Tax Relief Calculator
The true cost of a pension contribution after tax relief and NI savings.
Salary Sacrifice Pension Calculator
Take-home pay impact and long-term pension growth from salary sacrifice.
Pension Consolidation Calculator
Benefit of combining pension pots — fee savings compounded over time.
Pension Annual Allowance Calculator
Contribution headroom, carry-forward, and tapered annual allowance check.
These calculators provide estimates for informational purposes only and are not a substitute for personalised pension or financial advice. Speak to a regulated financial adviser before making pension decisions.